“Set it and forget it” is a common mindset when it comes to car insurance: Once a policy is issued, people rarely reconsider their coverage until they have to file a claim. That’s unfortunately when many classic car owners find out that their policy is missing critical coverage protections. Moreover, these auto enthusiasts are often spending a lot more than they need to for their classic car policies. That’s why it’s worth seeking out a quote from collector car insurer OpenRoad.
In as little as five minutes, you could be on the road with an OpenRoad classic car policy that provides better coverage at a more affordable rate than you’re currently paying. In fact, customers who have switched to OpenRoad for their collector car insurance have reported saving 20% or more on their premium while also gaining new many benefits tailored to auto enthusiasts.
Superior Coverage
With OpenRoad, paying less doesn’t mean getting less. In addition to all the standard coverage you’d expect with an auto insurance policy— think comprehensive, collision, uninsured motorist, and the like — every OpenRoad policy comes with protection tailored to car collectors that simply can’t be matched by traditional auto insurance companies. For example, OpenRoad’s agreed value policy guarantees that the insurance payout you’ll receive in the event of a total loss equals the actual worth of your classic car, rather than a depreciated value that most insurance programs use.
OpenRoad’s coverage is also better when it comes to minor damages. First, the company lets you pick the shop of your choice to carry out any repairs, so you can rest easy knowing your car is in the hands of mechanics you trust and who specialize in classic and collector cars. And second, it will cover the cost for OEM parts, ensuring that a fender bender doesn’t spoil the authenticity of your ride.
Perks Beyond Accident Compensation
An OpenRoad policy is so comprehensive that it can even help you prevent your classic car from getting damaged in the first place. In the event of a pending natural disaster, such as a hurricane or wildfire, the company will cover the cost of getting your car out of harm’s way. That includes reimbursing the many out-of-pocket expenses associated with relocating and temporarily storing your car somewhere safe.
OpenRoad’s coverage also extends beyond the bumpers of your classic car to the tools and spare parts you’ve stockpiled for maintaining your vehicle. OpenRoad will even foot the bill for a new car cover if yours is stolen or vandalized.
Rapidly Expanding Into New Markets
In order to keep pace with rising demand for its classic car insurance, OpenRoad is rapidly expanding its coverage across the U.S. The company’s coverage area has grown 300% since mid-2024 and is now available in 13 states: Arizona, Arkansas, Illinois, Indiana, Louisiana, Minnesota, Missouri, New Mexico, Ohio, Oklahoma, Pennsylvania, Texas, and Wisconsin. By the end of the year, residents of Michigan, West Virginia, and Colorado will also be able to get policies.
If you live outside the company’s current coverage area, be sure to sign up for OpenRoad’s newsletter so you’ll be notified as soon as policies are available in your area. The company is quickly expanding to new states each and every month.
Check out OpenRoad’s coverage options and get your quote today in about five minutes.
Source: www.classiccars.com